Loans

Need a loan?Apply online now for a convenient, hassle-free loan experience.


Auto Loan

Credit unions have the reputation for being vehicle loan experts. At c2cfcu, we won’t deny it! If you are looking for a new or pre-owned vehicle, seeking to refinance a vehicle currently financed at another financial institution or simply want a pre-approval, financing with c2cfcu is in your best interest.

It’s as easy as 1, 2, 3!

  1. Apply Online
  2. Get your Pre-Approved Draft
  3. Shop

Bring your Pre-Approved Draft to the dealer, strike your best deal, sign and drive. It really is that simple.

FREE Auto Advisor Program - c2cfcu and Auto Advisors put you in the driver’s seat.

Auto Resource Center - Tools to research, price and build your dream car.

CU Auto Branch – Visit CU Auto Branch for a great selection of pre-owned vehicles, below NADA pricing with up to 125% loan-to-value financing.

VISA Credit Card

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Select from any of our 10 cards, each offering unique benefits:

  • VISA® Real Rewards
  • VISA® Platinum Card
  • Secured VISA® Card
  • VISA® College Real Rewards Card
  • Cash Rewards AMEX Card
  • Premier Rewards AMEX Card
  • VISA® Business Cash Card
  • VISA® Business Real Rewards Card
  • VISA® Business Rewards PLUS Card
  • VISA® Business Platinum Card

For more information and to apply click here.

To make a payment, click here.

If lost or stolen, please contact (800) 558-3424.

Motorcycle Loan

If you are looking for a new or pre-owned motorcycle, financing with c2cfcu is in your best interest.

  • New & Pre-Owned Motorcycles
  • Competitive Fixed Rates
  • Terms Ranging from 36 – 72 Months
  • Special Harley Davidson Rates & Terms

Boat Loan

If you are looking for a new or pre-owned boat and/or watercraft, financing with c2cfcu is in your best interest.

  • New & Pre-Owned Boats
  • Competitive Fixed Rates
  • Terms Ranging from 36 – 120 Months

RV Loan

If you are looking for a new or pre-owned RV, financing with c2cfcu is in your best interest.

  • New & Pre-Owned Recreational Vehicles
  • Competitive Fixed Rates
  • Terms Ranging from 36 – 120 Months

Personal Loan

A Personal Loan is a cost-effective way to borrow money from the Credit Union. Sometimes you need a little extra cash. The car breaks down. The bills are piling up. You need some home improvements. Or maybe you need a vacation. For those occasions, we offer personal loans that are designed with flexible loan terms and low monthly payments for our members. Qualified members may be eligible for up to $20,000.00.

Share Secured Loan

A Share Secured Loan is similar to a Personal Loan; however, your savings deposited in the Credit Union are used as collateral against the loan. A Share Secured Loan is a good idea if you need to make a necessary purchase but don't want to dip into your savings or you're looking to build your credit. With a Share Secured Loan you borrow against your savings and receive a low-rate loan, while still receiving a dividend on your savings.

Benefits:

  • Low fixed rate
  • No penalties for early repayment
  • Borrow up to 100% of the balance in your Savings Account

Home Loans

If you are looking for a mortgage, financing with c2cfcu is in your best interest. For more information, click here.

credit score

Get To Know Your Credit Score

Your credit score can have a major impact on your life. Not only do creditors typically check your score when deciding whether or not to approve your loan application and what interest rate to charge you if you are approved, but landlords, insurance companies, and even employers often check it as well. Having a good score can help you achieve your goals quickly and at the lowest possible cost.

WHAT AFFECTS MY SCORE: HOW IT AFFECTS MY SCORE:
New credit inquiry - 5 points
New trade line - 10 points
Medical/utility collection item - 30 to 60 points
30 day late payment - 60 points
Bring 30 day late payment + 40 points
Pay off a maxed out credit card + 50 points (maximum) in 60 days
Close trade line - 50 points
Dispute item on credit report - 20 points (maximum)
Repossession/charge off account - 150 points (maximum)
Judgement listing - 60 points

c2cfcu strongly encourages all members to review their credit report annually. Visit www.AnnualCreditReport.com and get a free copy of your credit report every 12 months from each credit reporting company.


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