Rates

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Loan Rates    |    Savings Rates    |    Fees


Rates Effective 2018-10-23


Loan Rates

Loan Type Financing Max Terms APR* as low as
New Vehicles: 2017 vehicles and newer less than 10,000 miles
New Vehicles 100% 60 Months 2.74%
New Vehicles 100% 72 Months 3.24%
Used Vehicle: Model years 2014 thru 2017
Used Vehicles: 100% 60 Months 2.99%
Used Vehicles: 100% 72 Months 3.49%
Used Vehicle: Model years 2009 thru 2013
Used Vehicles: 100% 60 Months 4.24%
Used Vehicles: 100% 72 Months 4.74%
New Boats 90% 120 Months 5.99%
Used Boats 90% 120 Months 6.24%
New RVs 90% 120 Months 5.99%
Used RVs 90% 120 Months 6.24%
New Motorcycle 100% 60 Months 6.74%
New Motorcycle 100% 72 Months 6.99%
Used Motorcycle 100% 60 Months 7.24%
Used Motorcycle 100% 72 Months 7.49%
New Harley Motorcycle 100% 60 Months 4.00%
New Harley Motorcycle 100% 72 Months 4.25%
Used Harley Motorcycle 100% 60 Months 4.25%
Used Harley Motorcycle 100% 72 Months 4.50%
Personal Loans 100% Up to $20,000 9.24%
Share Secured** 100% 60 Months call for quote
CD / MMIF Secured** 100% 12 Months call for quote
Additional loan incentives and programs available:
- affordable GAP insurance, all policies $449
- affordable Mechanical Breakdown/Extended Warranty program available on most vehicles

* Annual Percentage Rate. Rates and terms subject to change. APR includes .25% rate reduction for automatic payments.

** Share/Certificate/MMIF Secured: The annual percentage will be the dividend rate paid on the Certificate of Deposit plus 3.00%. The Certificate must be renewed until the advance is completely paid. Failure to renew will result in default of the plan. The annual percentage rate will be disclosed on the voucher at the time of the advance.



Savings Rates

Call or Email for more information. Also see Loan Rates.


Share Certificates 

$500 minimum investment, rates apply to both regular and IRA certificates

Term Rate APY*
6 Months 1.25% 1.26%
12 Months 1.65% 1.66%
24 Months 2.00% 2.02%
36 Months 2.25% 2.27%
48 Months 2.50% 2.52%
60 Months 2.90% 2.93%

Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.


Other Accounts

Type Minimum Balance Rate APY*
Share Account $100 + 0.20% 0.20%
FREE Checking $750 + 0.05% 0.05%
IRA Shares None 0.40% 0.40%
Money Market $0-2,499 0.15% 0.15%
Money Market $2,500-9,999 0.25% 0.25%
Money Market $10,000-19,999 0.35% 0.35%
Money Market $20,000-99,999 0.50% 0.50%
Money Market $100,000 + 0.60% 0.60%
Minimum Balance = Average Daily Minimum Balance
Rates and terms subject to change.

* Annual Percentage Yield Terms and Conditions, Electronic Transfers, Funds Availability, and Truth In Savings are disclosed in the Important Account Information Brochure.  For more information, please contact us.

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