Rates

c2cfcu offers competitive rates daily!  Call or Email for more information.

Loan Rates    |    Savings Rates    |    Fees


Rates Effective 2019-10-21


Loan Rates

Loan Type Max Term *APR as low as
New Auto (New Vehicles: 2018 vehicles and newer less than 10,000 miles) 84 months 3.50%
Used Auto (Used Vehicles: Model years 2010 thru 2018) 84 months 3.50%
New Motorcycles 72 months 6.49%
Used Motorcycles 72 months 6.99%
New Harley 72 months 3.75%
Used Harley 72 months 4.00%
New Boat 120 months 5.99%
Used Boat 120 months 6.24%
New RV 120 months 5.99%
Used RV 120 months 6.24%
Personal Up to $20,000 9.24%
Share-Secured 60 months Call for quote
CD/MMIF-Secured 12 months Call for quote

Additional loan incentives and programs available:

  • affordable GAP insurance, all policies $449.00
  • affordable Mechanical Breakdown/Extended Warranty program available on most vehicles

* Annual Percentage Rate. Rates and terms subject to change. APR includes .25% rate reduction for automatic payments. Terms shown include the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

** Share/Certificate/MMIF Secured: The annual percentage will be the dividend rate paid on the Certificate of Deposit plus 3.00%. The Certificate must be renewed until the advance is completely paid. Failure to renew will result in default of the plan. The annual percentage rate will be disclosed on the voucher at the time of the advance.


Savings Rates

Call or Email for more information. Also see Loan Rates.


Share Certificates

$500 minimum investment, rates apply to both regular and IRA certificates

Term Rate APY*
6 Months 1.15% 1.15%
12 Months 1.50% 1.51%
24 Months 2.00% 2.02%
36 Months 2.20% 2.22%
48 Months 2.40% 2.42%
60 Months 2.50% 2.52%

Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.


Other Accounts

Type Minimum Balance Rate APY*
Share Account $100 + 0.20% 0.20%
FREE Checking $750 + 0.05% 0.05%
IRA Shares None 0.40% 0.40%
Money Market $0-2,499 0.15% 0.15%
Money Market $2,500-9,999 0.35% 0.35%
Money Market $10,000-19,999 0.35% 0.35%
Money Market $20,000-99,999 0.75% 0.75%
Money Market $100,000 + 0.90% 0.90%
Minimum Balance = Average Daily Minimum Balance
Rates and terms subject to change.

* Annual Percentage Yield

Terms and Conditions, Electronic Transfers, Funds Availability, and Truth In Savings are disclosed in the Important Account Information Brochure.  For more information, please contact us.

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