Insurance & Warranty

Insurance & Warranty

c2cfcu is acting in members’ best interest. The following insurance products are available through the Credit Union in order to better protect you, our member. Plus, most loan insurance products are available up to 50% less than similar dealership products.

Credit Life & Disability Insurance

Credit Life & Disability Insurance is a product which gives you "peace of mind" by reducing financial hardships should they occur and help protect your credit rating. If you were to become disabled or injured on the job, credit disability insurance will make the payments on your loan for as long as you are disabled. It will also pay off your loans in case of your death, up to $30,000 per loan. This will prevent your death from becoming both a financial and emotional hardship on your loved ones.

For more information, contact us online or call 813.621.9631.

Guaranteed Auto Protection (GAP) Insurance and Auto Deductible Reimbursement (ADR)

In the event your automobile is stolen or damaged beyond repair, you may be surprised to learn the value your insurance company places on your automobile may be substantially less than the amount you actually owe. The result is a financial "gap" and you are responsible to pay the difference.

For example, if you owe $25,000 and your insurance only pays you $20,000 – you are left paying the financial "gap" of $5,000.

As a value-added benefit, when you purchase GAP from c2cfcu, it comes with Auto Advantage which will reimburse your auto deductible up to $500 per loss and two times per year for the next 3 years on any auto you own and insure. GAP can be purchased for a one-time fee of $495.00 and can either be paid up front or added to the loan.

Extended Warranty for Cars & Trucks

Mechanical Repair Coverage

Mechanical Repair Coverage is available through the Credit Union. Today's cars are engineered with highly sophisticated systems designed to develop maximum performance. When these systems fail, the cost to repair them can be extremely expensive. Ask a Consumer Financial Advocate how you can save up to 50% compared to dealership costs with an Extended Warranty from c2cfcu.